The housing crisis started in 1904.

Black and white photo of Los Angeles in 1904, capturing several large homes and buildings, with rolling foothills in the distant background.

1904: Los Angeles invents zoning to exclude by race.

In 1904 Los Angeles passed the nation’s first land-use ordinance.

This prohibited industrial uses in residential districts. 

The intention of this thinly veiled racist ordinance was to keep Chinese residents, who owned and operated laundries, out of white neighborhoods. 

Black and white, historic photo of Eutaw Square, Baltimore, on a sunny day, with a large public fountain surrounded by high end apartment buildings and trees lining the street on both sides with long-range view toward downtown.

1910: Baltimore makes racist zoning explicit.

In 1910 Baltimore enacted the “West Ordinance.” 

This was the first zoning law unfairly prohibiting Black residents from moving onto a block of majority white residents. 

It was explicitly racist. 

Similar laws were enacted across the country.

Alt: Historical map of the City of Berkeley, Alameda County, California, 1928, with a legend showing schools, parks and playgrounds, fire houses and hard surfaced streets.

1916: Berkeley makes single-family zoning classist.

In 1916 Berkeley, CA, passed the first single-family only zoning ordinance. 

Suddenly you had to be wealthy enough to afford both land and the home to live in a good neighborhood. 

This was widely duplicated nationwide. 

Historical tract of an “exclusionary covenant” issued by Kimball & Richards, Salt Lake City, Utah, headlined “Only Members of the Caucasian Race,” followed by a page of explanatory print.

1917: Supreme Court strikes down racist zoning.

In 1917 in the case Buchanan v. Warley, the U.S. Supreme Court examined a Louisville, KY, law. 

This law prohibited Black residents from purchasing land in predominantly white neighborhoods. 

The Supreme Court decided this was unconstitutional. 

Nonetheless, racist zoning continued to be enacted. 

A 1926 zoning map of Euclid, Ohio, with sections of the village colored in green, yellow and pink. The words “Euclid Village” are printed over the illustration and several small features are labeled.

1926: Supreme Court upholds classist zoning.

In 1926 in the case Euclid v. Ambler, the U.S. Supreme Court first examined a racist zoning ordinance justified by classist arguments. 

In this case, the court ruled that zoning is constitutional. 

Specifically, they upheld zoning as a form of police power. 

This case is still law today. 

It opened the door for the standardization of zoning ordinances throughout the nation.

Alt: Image of two Home Owners’ Loan Corporation (HOLC) maps, of New Orleans and Seattle, showing lower to higher risk neighborhoods for mortgage lending. High-risk neighborhoods are outlined in red, a common racist-lending practice used for decades, known as “redlining.”

1937: Redlining takes root.

In 1937 the Federal Home Owners’ Loan Corporation (HOLC) published the first maps ranking lending risks by neighborhood in American cities. 

Highest risk neighborhoods, encircled in red (“redlined”), were most commonly occupied by immigrants, Black and poor residents.

photo of a modern street lined with large single-family homes of similar two-story design, on a bright, clear day.

Today: Zoning still excludes, as it was meant to.

Today, some 75% of residential land in the United States is unfairly zoned for single-family only. 

 

Single-family zoning perpetuates the racist preferences of long-dead landowners. 

 

It reduces housing availability and raises all housing costs, including rents.